After a car accident in Boca Raton, everything can feel like it is moving too fast. Medical bills arrive before you have answers. Insurance adjusters call before you have had a chance to speak with an attorney. Meanwhile, Florida law imposes strict deadlines for bringing an injury claim, and in many negligence cases the statute of limitations is two years.
If you or a loved one were injured in a crash anywhere in Boca Raton, from the gridlock on Glades Road to the high-speed lanes of I-95, Mesin & Co. is ready to fight for the compensation you deserve. We handle car accident cases throughout Palm Beach County and South Florida, and we do not collect a fee unless we win your case.
Boca Raton's Most Dangerous Roads and Intersections
Boca Raton may be one of Palm Beach County’s most desirable places to live, but its road network carries a serious crash risk. The city sits between I-95, the Florida Turnpike, and US-1 (Federal Highway), all of which experience significant commercial and commuter traffic daily. Add a dense retail corridor, a major university, and an influx of seasonal residents each winter, and you have conditions that routinely produce serious collisions. Understanding Boca Raton’s busiest roads and intersections can also provide important context for how and why a crash occurred.
The I-95 and Glades Road Interchange
The interchange where I-95 meets Glades Road (SR-808) is a heavily traveled area of Palm Beach County. Merging conflicts, aggressive lane changes, and distracted drivers exiting at high speed create significant hazards. Rear-end and sideswipe collisions can occur during heavy morning and afternoon rush-hour traffic. Commercial trucks and delivery vehicles add another layer of danger at this interchange.
Federal Highway (US-1) Through Boca Raton
Federal Highway runs the length of Boca Raton’s eastern corridor, passing through dense commercial zones, residential neighborhoods, and Mizner Park. Unprotected left turns, mid-block pedestrian crossings, and delivery vehicle double-parking create a chaotic mix for drivers. Crashes involving left-turn failures and rear-end impacts can occur along this busy stretch between Palmetto Park Road and Yamato Road. If you were injured on US-1, evidence can begin disappearing within hours of a crash.
Palmetto Park Road and Military Trail
These two arterials cut east-west through Boca Raton and carry heavy local traffic, connecting residential communities to commercial areas and the I-95 interchange. Distracted driving at signalized intersections, failure to yield, and red-light violations can contribute to T-bone and angle collisions at these crossroads. The section of Palmetto Park Road east of I-95 through downtown Boca Raton can become particularly congested during weekend and evening hours.
Florida's No-Fault System and What It Actually Means for You
Florida is a no-fault auto insurance state. This means that after a crash, your own Personal Injury Protection (PIP) coverage is generally the first line of payment for medical expenses and lost wages, regardless of who caused the accident.
Florida requires a minimum of $10,000 in PIP coverage. PIP generally pays 80 percent of reasonable and medically necessary medical expenses and 60 percent of qualifying lost wages, subject to applicable limits.
You must receive initial medical care within 14 days of the crash. Depending on whether an authorized medical provider determines that you suffered an emergency medical condition, available medical benefits may be limited to $2,500 rather than the full $10,000.
When You Can Step Outside the No-Fault System
Florida law allows crash victims to pursue certain non-economic damages against a negligent driver when their injuries meet the statutory threshold. This includes significant and permanent loss of an important bodily function, permanent injury within a reasonable degree of medical probability, significant and permanent scarring or disfigurement, or death.
When this threshold is met, an injured person may pursue non-economic damages such as pain and suffering, mental anguish, and inconvenience that PIP does not cover.
Modified Comparative Negligence in Florida
Florida adopted a modified comparative negligence standard in 2023. In most negligence actions, if you are found to be more than 50 percent at fault for your own harm, you cannot recover damages from another party. If you are 30 percent at fault, for example, your recovery is generally reduced by 30 percent.
Insurance companies may try to shift blame onto crash victims to reduce or eliminate payouts, which is why the evidence establishing how the crash occurred can be important from the beginning of the case.
What Mesin & Co. Does Immediately After You Call
Time is one of the most valuable resources in a car accident case. Surveillance footage gets overwritten. Witnesses become harder to locate. Physical evidence at the crash scene disappears.
When you contact Mesin & Co., our team begins the investigation process, secures available evidence, and sends preservation letters to businesses or government agencies that may hold footage relevant to your claim. We also handle communications with the insurance companies so you do not have to navigate those conversations on your own.
Building a Complete Picture of Your Damages
Compensation in a Boca Raton car accident case can include past and future medical expenses, lost earnings and reduced earning capacity, pain and suffering when recoverable under Florida law, emotional distress, property damage, and loss of consortium for affected family members.
Our attorneys work with medical professionals, vocational experts, and economists when necessary to document the extent of your losses before a settlement offer is considered. We have recovered significant results for clients injured on South Florida roads. Visit our results page to learn more.
Steps to Take After a Car Accident in Boca Raton
The moments following a car accident in Boca Raton can be disorienting, painful, and overwhelming. Knowing what to do and what to avoid can have a direct impact on your health, your safety, and the strength of any future claim.
Call 911 immediately. Even if injuries seem minor, a police report creates an official record of the crash. Florida law requires the immediate reporting of crashes involving injury or death, or apparent vehicle or property damage of at least $2,000. That report can become an important piece of evidence in your case.
Seek medical attention right away. Some serious injuries from car accidents, including traumatic brain injuries and internal bleeding, may not cause obvious symptoms immediately. Delaying medical care not only puts your health at risk but can also give the insurance company grounds to argue that your injuries were not caused by the crash.
Document the scene. If you are physically able, photograph the vehicles, road conditions, traffic signs, and any visible injuries. Note the exact location, whether you were on Glades Road, Federal Highway, US-1, or near the Turnpike, because road conditions and signage in Boca Raton can be relevant to determining fault.
Do not give a recorded statement to the other driver’s insurance company without legal counsel. Insurance adjusters may ask questions about how the crash happened, your injuries, and your medical treatment. Before giving a recorded statement to the other driver’s insurance company, consider speaking with a Boca Raton car accident lawyer at Mesin & Co.
Gather witness information. Exchange contact information with any bystanders who saw the crash. Independent witnesses can help establish how the accident happened.
What If the At-Fault Driver Has Little or No Insurance?
Florida does not require every driver to carry bodily injury liability coverage. As a result, you may be seriously injured in a crash only to discover that the at-fault driver has little or no bodily injury coverage available to compensate you.
That does not necessarily mean there is no recovery available. Depending on the circumstances, additional coverage may be available through uninsured or underinsured motorist (UM/UIM) coverage, another applicable insurance policy, or coverage connected to a commercial or rideshare vehicle.
At Mesin & Co., we investigate all potentially available insurance coverage rather than simply accepting that the at-fault driver is uninsured or has minimal policy limits. Identifying every applicable source of coverage can be especially important when a crash results in significant injuries and medical expenses.
Common Injuries in Boca Raton Car Accidents
Car accidents on Boca Raton’s roads, from the high-speed traffic on I-95 and the Turnpike to the congested intersections along Palmetto Park Road and Military Trail, can result in a wide range of injuries. The force of a collision, even at moderate speeds, can cause serious and lasting harm.
Whiplash and cervical spine injuries are common results of rear-end collisions. Soft tissue injuries to the neck and upper back can cause persistent pain, headaches, and reduced range of motion, sometimes requiring months of physical therapy.
Traumatic brain injuries (TBI) can range from mild concussions to severe, life-altering brain damage. Even a concussion can cause cognitive difficulties, mood changes, and prolonged recovery. Some TBIs may not be immediately diagnosed following a crash.
Spinal injuries, including herniated discs and lumbar injuries, can result in significant pain and limitations. In the most serious cases, spinal cord injuries can cause partial or complete paralysis.
Broken bones, including fractured ribs, wrists, arms, and legs, can result from the force of a collision or airbag deployment. More serious fractures may require surgery, hardware implantation, and extended rehabilitation.
Internal injuries, such as organ damage or internal bleeding, may not be immediately visible but can be life-threatening. This is one reason seeking medical care promptly after a crash is important, even if you do not initially believe you are seriously injured.
Mesin & Co. works with medical professionals when necessary to document the extent of your injuries and account for current and future medical costs in your claim.
Frequently Asked Questions: Boca Raton Car Accidents
Call 911, report the crash, and seek medical attention if you are injured. If you can safely do so, take photos and videos of the vehicles, damage, roadway, traffic signals, and surrounding area. Exchange information with the other driver and get contact information from any witnesses. Avoid admitting fault or giving a recorded statement to the other driver’s insurance company before speaking with an attorney.
Florida’s PIP insurance generally pays 80 percent of reasonable and necessary medical expenses, up to the applicable policy limits, regardless of who caused the crash. Depending on the circumstances, health insurance, medical payments coverage, the at fault driver’s bodily injury coverage, and uninsured or underinsured motorist coverage may also apply.
Florida drivers are required to carry at least $10,000 in PIP coverage. PIP can pay a portion of your medical expenses and lost wages after a crash regardless of fault. Florida law also generally requires you to receive initial medical treatment within 14 days of the accident to qualify for PIP benefits.
Florida requires drivers to carry a minimum of $10,000 in Property Damage Liability, but not Bodily Injury Liability, making uninsured and underinsured motorist (UM/UIM) coverage especially important. If you have UM/UIM coverage on your own policy, it can compensate you when the at-fault driver lacks adequate coverage. Our attorneys understand how to maximize recovery from all available sources, including your own policy.
Yes, as long as you are found to be 50 percent or less at fault under Florida’s modified comparative negligence rule. Your recovery will be reduced by your percentage of fault. Insurance adjusters often try to inflate a victim’s share of blame to limit what they owe, so having legal representation is critical to protecting your full claim.
Depending on the circumstances, you may be able to recover compensation for medical expenses, lost income, reduced earning capacity, future medical care, property damage, and other losses. If your injuries meet Florida’s legal threshold, you may also be able to recover compensation for pain and suffering.
Even in crashes that initially appear minor, injuries can surface days later, particularly soft tissue injuries and concussions. Accepting a quick settlement before the full extent of your injuries is known can permanently waive your right to additional compensation. A consultation with a Boca Raton car accident lawyer costs you nothing and can prevent a costly mistake.
Florida’s statute of limitations for car accident personal injury claims is two years from the date of the crash. Missing this deadline means losing your right to pursue compensation in court, regardless of how strong your case may be. Contact Mesin & Co. as early as possible so we can begin building your claim while evidence is still fresh.
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Eugene Mesin is fluent in Russian and welcomes inquiries from Russian-speaking clients throughout Florida